Senior Manager – Risk Department
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Finova Capital is hiring a Senior Manager – Risk Department to lead end-to-end risk management functions. The role involves balancing business growth with strong credit discipline, regulatory compliance, and portfolio quality control.
Key Responsibilities
• Develop and implement credit risk policies and underwriting frameworks
• Monitor portfolio quality and ensure strong risk controls
• Conduct Early Warning Signal (EWS) analysis and stress testing
• Manage liquidity risk including ALM and funding gap analysis
• Ensure compliance with RBI guidelines and regulatory requirements
• Identify and mitigate operational risks across processes and vendors
• Prepare board-level dashboards and risk MIS reports
• Lead fraud detection and risk governance initiatives
• Ensure timely and accurate risk reporting to stakeholders
• Maintain portfolio health with strict risk control mechanisms
Key Performance Indicators (KPIs)
• GNPA < 2%
• 30+ DPD < 4%
• Zero material RBI observations
• Strong EWS and fraud detection system
• Timely and accurate risk reporting
Required Skills & Qualifications
• Graduate with 5+ years of experience in NBFC / Bank Risk / Credit
• CA / MBA / FRM / CS preferred
• Strong understanding of credit policies and RBI regulations
• High analytical and data interpretation skills
• Strong ownership and decision-making ability
• Experience in portfolio monitoring and risk governance