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Credit Manager – Prime LAP & Home Loans (HL)

Grihum Housing Finance JobsOn Listed

⭐ 5.0 1 Reviews
  • 💼 1–3 Years Experience Exp
  • 💰 Up to ₹8 LPA
  • 📍 Jaipur
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Job Overview

Grihum Housing Finance is hiring a Credit Manager – Prime LAP & Home Loans for its Jaipur location. The role involves credit underwriting, risk assessment, and loan evaluation for secured lending products including LAP and Home Loans.

Key Responsibilities

• Perform credit appraisal and underwriting for LAP and Home Loan cases
• Evaluate customer financial profiles and repayment capacity
• Assess risk and ensure compliance with lending policies
• Review and validate loan documents and financial statements
• Coordinate with sales and operations teams for case processing
• Ensure adherence to credit policies and regulatory guidelines
• Maintain quality of portfolio and minimize credit risk
• Support approval and decision-making processes

Required Skills & Qualifications

• Minimum 3 years of experience in HL / LAP underwriting
• Strong knowledge of credit evaluation and risk assessment
• Experience in secured lending products preferred
• Good analytical and decision-making skills
• Strong understanding of financial documents and credit policies
• Ability to work in a fast-paced lending environment